{"id":3844,"date":"2020-03-02T16:49:08","date_gmt":"2020-03-02T16:49:08","guid":{"rendered":"http:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/?p=3844"},"modified":"2022-11-23T08:15:57","modified_gmt":"2022-11-23T08:15:57","slug":"com-elaboro-un-pla-economic-del-negoci","status":"publish","type":"post","link":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/ca\/com-elaboro-un-pla-economic-del-negoci\/","title":{"rendered":"Com elaboro un pla econ\u00f2mic del negoci?"},"content":{"rendered":"
Si no has fet mai un pla d\u2019aquest tipus i no entens gaire de negocis, \u00e9s aconsellable acudir a un gestoro a alg\u00fa que t\u2019ajudi a ordenar els n\u00fameros. \u00c9s essencial que, encara que el pla el faci un professional, tu entenguis el que est\u00e0 fent.<\/p>\n
Al cap i a la fi, tu estar\u00e0s present en el dia a dia del negoci i has de recordar el pla econ\u00f2mic del negoci en cada decisi\u00f3 que prenguis.<\/p>\n
Hi ha molta gent que no compr\u00e8n el que cont\u00e9 el pla del propi negoci. Per aix\u00f2 \u00e9s crucial fer-ho junts, seure amb el gestor o el comptable.<\/p>\n
Quan es t\u00e9 un negoci que d\u00f3na qualitat, si es vol que sigui rendible hauria d\u2019ajustar-se al m\u00e0xim a les premisses seg\u00fcents:<\/p>\n
\n+ 100% Ingressos
\n– 30% Mat\u00e8ries primeres
\n– 33% Personal
\n– 5% Lloguer
\n– 17% Despeses generals
\n= 15% Resultat d\u2019operacions (EBITDA)<\/p>\n
<\/p>\n
\n+ 600.000,00 \u20ac Ingressos
\n= 90.000,00 \u20ac Resultat d\u2019operacions previst o EBITDA (15%)
\n– 24.000,00 \u20ac Interessos (5% sobre 480.000, que \u00e9s el 80% de 600.000)
\n– 48.000,00 \u20ac Amortitzaci\u00f3 (480.000 en 10 anys)
\n= 18.000,00 \u20ac Benefici abans d\u2019impostos (BAI)
\n– 5.400,00 \u20ac Impost sobre societats (IS)
\n= 12.600,00 \u20ac Resultat net<\/p>\n
\nQuant a planificaci\u00f3 de tresoreria, es traduiria en:<\/p>\n
= 60.600,00 \u20ac Cash o diners generats (EBITDA \u2013 interessos \u2013 IS)
\n– 48.000,00 \u20ac Devoluci\u00f3 de capital (a 10 anys)
\n= 12.600,00 \u20ac Excedent de caixa<\/p>\n
<\/p>\n
Si no has fet mai un pla d\u2019aquest tipus i no entens gaire de negocis, \u00e9s aconsellable acudir a un gestor<\/p>\n","protected":false},"author":102,"featured_media":3840,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[78,80],"tags":[],"_links":{"self":[{"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/posts\/3844"}],"collection":[{"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/users\/102"}],"replies":[{"embeddable":true,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/comments?post=3844"}],"version-history":[{"count":2,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/posts\/3844\/revisions"}],"predecessor-version":[{"id":3922,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/posts\/3844\/revisions\/3922"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/media\/3840"}],"wp:attachment":[{"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/media?parent=3844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/categories?post=3844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ptbcbasp02.lacaixa.es\/wordpress_multisite\/elbullifoundation\/wp-json\/wp\/v2\/tags?post=3844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}